benefit providers
health insurance
vision & dental plan
vision & dental plan
Click on the link above to visit provider website.
You can view coverage details, health and wellness information, check claim status and access member ID card information.
vision & dental plan
vision & dental plan
vision & dental plan
Click on the link above to visit provider website.
Check to see if your Dentist is in-network, or schedule your annual vision exam. Claim your yearly allowance toward standard contact lenses— or— a set of eyeglass lenses with minor fees.
401(k) Retirement plan
401(k) Retirement plan
401(k) Retirement plan
Click on the link above to visit provider website.
Stay connected in English or Spanish on John Hancock's retirement app. Get key information on your plan or make changes to an existing plan.
GROUP LIFE INSURANCE
401(k) Retirement plan
401(k) Retirement plan
Click on the link above to visit provider website.
Our group life insurance and accidental death & dismemberment insurance provider. If this benefit is available to you, it will be included in your orientation.
have questions about your vision, dental, or healthcare?
eligibility requirements
Full-time employees become eligible for health insurance the first of the month following sixteen (16) days of full-time employment. If you elect to enroll in group insurance, DESTIHL will pay for a portion of your monthly single coverage for any insurance plan offered by DESTIHL. Additionally, upon the occurrence of a qualifying change in status, eligible employees may make benefits election changes.
As detailed in the applicable company leave policies, when employees are on a leave of absence, the company maintains healthcare benefits for employees as required under applicable law and offers continuation coverage as required under applicable law.
Contact Steve Leesman
Let Steve Leesman, our employee benefits provider with Midwestern Insurance Associates, help you out. No matter the question or day/time, Steve can help. Supported by a staff of service professionals, his office is available via phone or email.
healthcare open enrollment
Open enrollment (generally June 1st-30th of every year) is the period of time offered on an annual basis, allowing you to elect to enroll in any of our plans or make changes to your current health coverage. You are also able to add dependents that are not currently covered. This includes spouses and eligible dependent children to age 26 (30 military), who will be covered regardless of marital, student or employment status. If you do not enroll during open enrollment, you will not be able to enroll until the next open enrollment period (June of the next year), unless you would experience a qualifying event. Steve Leesman would be glad to assist you with any decisions or questions. Members or dependents eligible or participating in Medicare should check with Steve to determine any positive or negative impact to your health plan.
Plan note: CVS is not a member of our pharmacy network.
COBRa continuation coverage
COBRA continuation coverage is a continuation of Plan coverage when it would otherwise end because of a life event. This is also called a “qualifying event.” Specific qualifying events are listed in our Employee Handbook. After a qualifying event, COBRA continuation coverage must be offered to each person who is a “qualified beneficiary.” You, your spouse, and your dependent children could become qualified beneficiaries if coverage under the Plan is lost because of the qualifying event. Under the Plan, qualified beneficiaries who elect COBRA continuation coverage must pay for COBRA continuation coverage. For more information, please contact our HR department.
You may have other options available to you when you lose group health coverage.
For example, you may be eligible to buy an individual plan through the Health Insurance Marketplace. By enrolling in coverage through the Marketplace, you may qualify for lower costs on your monthly premiums and lower out-of-pocket costs. Additionally, you may qualify for a 30-day special enrollment period for another group health plan for which you are eligible (such as a spouse’s plan), even if that plan generally doesn’t accept late enrollees. Some of these options may cost less than COBRA continuation coverage.
The right to COBRA continuation coverage was created by a federal law, the Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA). COBRA continuation coverage can become available to you and other family members when group health coverage would otherwise end. For more information about your rights under the Employee Retirement Income Security Act (ERISA), including COBRA, the Patient Protection and Affordable Care Act, and other laws affecting group health plans, contact the nearest Regional or District Office of the U.S. Department of Labor’s Employee Benefits Security Administration (EBSA) in your area or visit www.dol.gov/ebsa. (Addresses and phone numbers of Regional and District EBSA Offices are available through EBSA’s website.) For more information about the Marketplace, visit www.HealthCare.gov.
hipaa notice of privacy practices
The Health Insurance Portability and Accountability Act of 1996 ("HIPAA") requires that we maintain the privacy of protected health information, give notice of our legal duties and privacy practices regarding health information about you and follow the terms of our notice currently in effect.
You may request a copy of the current Privacy Practices, explaining how medical information about you may be used and disclosed and how you can get access to this information.
As Required by Law. We will disclose Health Information when required to do so by international, federal, state or local law.
You have the following rights: to inspect and copy; to an electronic copy of electronic medical records; to get notice of a breach; to amend; to an accounting of disclosures; to request restrictions; to request confidential communications; to a paper copy of this notice; and, to file a complaint if you believe your privacy rights have been violated.
have questions about your 401(k)?
Eligibility requirements
Initial eligibility (per the plan rules) requires at least 1 year of service, a minimum of 1,000 hours in the year and 21 years of age or older. After meeting the requirements above, you will be notified by DESTIHL and entitled to participate in the employee profit-sharing 401(k) plan on the first open enrollment date.
DESTIHL will match dollar for dollar for the first 3% of pay deferred by the employee and 50 cents on the dollar on the next 2% of pay deferred by the employee (for a maximum 4% employer match).
Contact MARC TUCCI
Marc Tuccy is a Private Wealth Financial Advisor/Managing Director with Wells Fargo. In 2021, He earned the distinction of Private Wealth Financial Advisor at Wells Fargo Advisors, a title held by Financial Advisors serving high-net-worth individuals, families, foundations, and institutions. Wells Fargo is our John Hancock Retirement Plan service provider.
If you have specific questions about your 401(k) plan, Marc can be reached by calling 309-662-8575
To change your deductions, or if you have questions about open enrollment, please contact Laurie Nelson.
401(k) open enrollment
Open enrollment (January & June of every year) is the period of time offered on an annual basis, allowing you to elect to enroll in our retirement savings plan or make contribution changes to your current plan. If you do not enroll during open enrollment, you will not be able to enroll until the next open enrollment period. Kevin Kingston and his team would be glad to assist you with any decisions or questions.
Announcement
Welcome. This site is for DESTIHL employees. If you are looking for our regular restaurant/brewery website, please use the link below to be redirected to destihl.com. Cheers.